Insurance services

Mortgage Link offers free, non-aligned insurance advice and helps tailor solutions that meet your requirements and fit your budget.

Contact us on 0800 466 784 or click on the link below to go to our Insurancelink website:

With specialist insurance advisers in most of our offices we are able to provide risk management advice and insurance quotes specific to your own situation. The aim is to ensure that you will receive financial compensation (have the money you need) if something unforeseen happens.

Insurance is designed to provide you financial compensation when you suffer due to a major unforeseen event that has a significant impact on your finances. We know that the best insurance will forever be the one that you don’t need, but it is always better to have and not need – than to need and not have. The risk of living without insurance is too great and therefore insurance is needed. Insurancelink helps you get the insurance you need at a price you can afford.

Contact us today and speak to an adviser in your area about the right insurance for you.

Income Cover

Usually a monthly benefit designed to replace your income should you suffer a total or partial disability which leaves you to be unable to earn your normal income.

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Mortgage Cover

Mortgage Repayment Cover or Mortgage Protection Cover is a packaged insurance product designed to ensure that you and your family do not lose your home should you lose your income due to an illness, accident, death and some policies also have a redundancy option. Mortgage repayments continue should you suffer a total or partial disability. A monthly benefit is paid during treatment and recovery.

Life Cover

Life Cover provides a lump-sum payment in the event of your death. The purpose of Life Cover is to provide financial compensation for the lost income (for life) from the deceased person. This is generally paid out as a lump-sum which can be used to repay debt and fund the future lifestyle for the family.

Total & Permanent Disability Cover (TPD)

A lump sum payment should illness or injury mean an inability to work and provide income to meet your financial needs. You decide on the purpose of the funds, which are usually used to reduce or repay debt, provide home modifications, additional care or create an investment fund to generate ongoing income.

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Trauma Cover

Trauma Cover provides a lump sum payment should you suffer a specific trauma condition. The specific trauma conditions are usually critical or serious conditions that are often life threatening and will have a significant financial impact to you and your family. Trauma Cover is also known as Critical Illness Cover, Crisis Cover, Major.

Medical Cover

Funding to ensure you have access to private hospital treatment when you require. With the Ensure Solution, and indeed across all our business facets, our philosophy is that insurance should compensate you for financial loss resulting from an insured event and not just be a windfall gain. We believe insurance should provide protection against “severe impact risk” and that lesser risk should be self insured.


When you look at your life, your family, your home or your business, you need to know that you have financial security when the unexpected happen. Can you answer these questions and feel comfortable you have a robust risk management plan in place:

  • What is likely to happen if I’m unable to ever work again?
  • What will happen to my family and their lifestyle if I die?
  • What is likely to happen if I suffer from a serious illness?
  • How will I pay the medical bills if I need an operation?
  • Will I be able to pay the mortgage if I’m unable to work for several months?
  • How will I pay to rebuild my house if it was to burn down or be damaged in an earthquake? 

You want to be 100% sure that you have done everything within your budget to protect your loved ones and the assets that you have worked so hard to attain.

One Size Does Not Fit All. Insurance can be complex and too often we hear of people that have found out at claim time that they have had the wrong insurance and therefore had problems with their claims.
Whatever your situation, our insurance advisers can provide you with quality non-aligned advice and insurance solutions for your short, immediate and long term needs. This advice is provided to you within our Ensure report, and it is free!

When you receive your Ensure report you will be provided risk management solutions using a range of insurance products and providers. With access to most of the main insurance companies you can be assured that instead of being given just one option you will be able to choose from the best policies.

To help make that choice easier for you, every insurance policy in your Ensure report is independently rated. This makes it easy for you to compare the policies on both the quality of the policy and the cost.


So, are you covered in the event of a crisis?

We believe insurance should provide protection against “severe impact risk” and that lesser risk should be self insured. Our advice process will help you understand what your financial needs are and which insurance products can best meet your needs. 

We continually monitor insurance providers to ensure we provide you with the best insurance products available. We also review whether you are underinsured or perhaps paying for cover on which you cannot claim.

For impartial advice that will give you greater peace of mind about your financial wellbeing, contact us today.

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